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Forum
-> Chinuch, Education & Schooling
amother
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Yesterday at 6:59 pm
amother Razzmatazz wrote: | That's a myth put forth by the school to justify their actions. Yes, there are a few who do that. But the majority doesn't. They are struggling for the basic survival needs. |
Im sure the school is privately being accommodating to the people they know need it.
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joker
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Yesterday at 7:11 pm
Why dont we restructure tuition as a 30 year mortgage? 2k a year per child per year. Obviously the first cycle needs a lot of funding and there needs to be a way to enforce it but...this way no one gets a tuition break either
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amother
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Yesterday at 7:19 pm
amother Jasmine wrote: | Im sure the school is privately being accommodating to the people they know need it. |
I don't know much about this particular school, but I have definitely heard from people that certain schools were not accommodating at all. And were unrealistic about the parents ability to pay.
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amother
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Yesterday at 7:20 pm
amother Razzmatazz wrote: | That's a myth put forth by the school to justify their actions. Yes, there are a few who do that. But the majority doesn't. They are struggling for the basic survival needs. |
This is likely true.
Dh and I were discussing that with 4 kids and living in Lakewood with cheaper tuition, we feel that 200 k a year is not manageable and one would need 300 k to pay all bills.
More than that to feel comfortable and have breathing space and save and invest a decent amount. And more than that with more kids- 4 kids is prob on lower end in Lakewood.
But I’d be shocked if majority of parents are making over 200k. Sure, plenty are but it’s not the majority. It’s the very noticeable (bec of their cars etc) minority.
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amother
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Yesterday at 7:51 pm
Cheiny wrote: | Too many parents do have the funds to pay more than they do but they somehow prioritize everything else before paying tuition…. |
I don’t think the solution is parents paying a majority of their salary for school. So kids grow up with a yeshiva education but zero life?
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amother
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Yesterday at 7:57 pm
Some random thoughts...
You are not middle class if you are living paycheck to paycheck. Nowhere near middle class. People here think that once you don't qualify for government programs you're considered middle class. You're not. Middle class is if you have a cushion of *at least* a few months in reserve so that if you ch"v lose your job you can live comfortably for 3-4 months before going into debt. At minimum. Living paycheck to paycheck doesn't allow for saving, so you're not middle class, you're poor. This is the situation of most families being discussed here.
Regarding kollel and tuition, and foe those saying he should get a job. We sold our house at 35K profit when dh was in kollel so that we can pay tuition with that money. We rent to this day, at much lower cost than our mortgage was. That was our choice, to avoid him having to go to work. Our kids are older now, but the choice to prioritizing tuition EVEN while in kollel is one that people make. Incidentally, when that money ran out a few years later, we sold jewelry and valuables to cover tuition until we were on stronger financial footing and able to juggle tuition.
Regarding camp, just acknowledge you owe them money and they will work with you. One camp sent us a letter and I called to ask if they can wait until we got our tax money. They did, and we paid up the day we got it. Now they trust us and do it for us gladly. If you ignore debt it doesn't go away, it just angers the school or camp that you're ignoring them.
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amother
Seashell
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Yesterday at 8:00 pm
BaltoMom65 wrote: | The expectation to send all children to private school is insane but it's there. Most people are struggling and tuition is a massive problem. The schools need to work something out because I'd like to know where the money goes. Why do other religious schools manage better and for less tuition? Why do many frum schools have so many administrators? |
This!
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luckiestmom
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Yesterday at 8:35 pm
amother Outerspace wrote: | Some random thoughts...
You are not middle class if you are living paycheck to paycheck. Nowhere near middle class. People here think that once you don't qualify for government programs you're considered middle class. You're not. Middle class is if you have a cushion of *at least* a few months in reserve so that if you ch"v lose your job you can live comfortably for 3-4 months before going into debt. At minimum. Living paycheck to paycheck doesn't allow for saving, so you're not middle class, you're poor. This is the situation of most families being discussed here.
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Unfortunately, Uncle Sam disagrees with you
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luckiestmom
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Yesterday at 8:53 pm
Because if you earn more than what qualifies for govt programs, they will suck out every penny they can in taxes, and dont even start me on healthcare.
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amother
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Today at 11:21 am
Not everything and everyone qualifies.
I actually didn't get any disability after my baby was born. My job never paid in and I didn't realize it- I got direct deposit and never noticed that the deductions weren't listed. They are an exempt employer so it also means if I get fired I also don't get unemployment.
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amother
DarkGreen
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Today at 11:47 am
amother White wrote: | This is likely true.
Dh and I were discussing that with 4 kids and living in Lakewood with cheaper tuition, we feel that 200 k a year is not manageable and one would need 300 k to pay all bills.
More than that to feel comfortable and have breathing space and save and invest a decent amount. And more than that with more kids- 4 kids is prob on lower end in Lakewood.
But I’d be shocked if majority of parents are making over 200k. Sure, plenty are but it’s not the majority. It’s the very noticeable (bec of their cars etc) minority. |
Just want to point out - if everyone who makes over 200k is showing that with their cars, then there probably isn't much left for tuition.
Once people start making enough to afford frum life, their standard of living goes up, so then they can no longer afford frum life.
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small bean
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Today at 12:09 pm
In Lakewood the current problem is the huge buildings with high mortgages. The schools can't afford the mortgages. Why does every school need a huge gorgeous building?
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amother
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Today at 12:16 pm
There are so many issues that need to be tackled together. Tackling one won't help.
1. We live too lavish of a lifestyle as a whole. No one needs new clothing each season just because. If your old clothing still fits, wear it! Our kids don't need snack bags, new electric scooters, fancy watches for 8th grade graduation, name brands, $200 and up coats... so many homes have been remodeled or updated... posters on here talk about a 3000 foot home being "tiny". Schools should see if people are buying extras and going on vacations, Pesach programs...
2. Simcha costs have gone way up. You don't need miniatures and lighting and all other fancy items.
3. Schools need to open their books. They should have an honest and equitable pay scale- 1st year teachers get X. Raise every 3 years until a max of Y.
4. Why do we need so many administrators? Why so many extra staff? My kids school has a bunch of people that honestly seem to run 2-3 programs a year. And those aren't full time jobs but get a full time salary. If my business can't make ends meet, I need to justify every salary. And some of these salaries are enough to cover trips. I mean one was in EY recently!!
5. Can schools also cut down? Anyway to cut copying costs down? Fancy lunches for staff? Gifts every YT? If parents are being asked to lower their costs, schools should too. And they should tell parents "we cut costs by X a month by switching Y but we still need your tuition". Show us you are helping meet us halfway!!
6. Schools need to realize that just because we don't qualify for food stamps doesn't mean we can afford everything. We just can't. And I don't go on vacation. Grandparents paid for us to fly last summer to see them. We don't have a house. We don't buy just because.
7. Parents need to both work FULL TIME if they aren't making it. I do. My entire salary goes to tuition plus taxes from that income I earned. Why work? So teachers can get paid.
8. If a parent chooses to not work (kollel or SAHM) the school should assign a base salary to them and use that when calculating discounts. I am tired of working but what is worse is when a mom chooses to not work and expects a discount. A mom recently told me "oh I could never work. How would laundry get done?" Um it does. And it doesn't take 20 hours a week, let alone 40. I do it at night and my baskets are empty. And yes she gets discounts. Why should my salary pay her to stay at home?!?
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amother
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Today at 12:26 pm
I'm a sahm. Dh works 2 jobs so all the childcare, housework ect falls on me completely - do we qualify for a discount ?
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amother
Cornsilk
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Today at 12:33 pm
I'm a teacher, BH last year it didn't matter if I got paid at all (and was paid late etc) this year, if I don't get paid I wouldn't be able to cover my mortgage. So yes the students should have to pay tuition. I cant work for free. And I'm paying FULL tuition for my children. if you're using an "extra" (not sending kids to public school) stop being upset that it costs money and blaming everyone else that it's expensive. I understand it's a necessary luxury but it technically is a luxury. There's a reason only very rich non jews send to private school.
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amother
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Today at 12:40 pm
amother Cornsilk wrote: | I'm a teacher, BH last year it didn't matter if I got paid at all (and was paid late etc) this year, if I don't get paid I wouldn't be able to cover my mortgage. So yes the students should have to pay tuition. I cant work for free. And I'm paying FULL tuition for my children. if you're using an "extra" (not sending kids to public school) stop being upset that it costs money and blaming everyone else that it's expensive. I understand it's a necessary luxury but it technically is a luxury. There's a reason only very rich non jews send to private school. |
If those poorer parents pay tuition, they won't be able to cover rent/mortgage. Should they live on the streets? Consideration goes both ways.
Private schools is not a luxury for our communities unless you think public schools are a viable option.
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amother
Maple
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Today at 1:42 pm
amother Cornsilk wrote: | I'm a teacher, BH last year it didn't matter if I got paid at all (and was paid late etc) this year, if I don't get paid I wouldn't be able to cover my mortgage. So yes the students should have to pay tuition. I cant work for free. And I'm paying FULL tuition for my children. if you're using an "extra" (not sending kids to public school) stop being upset that it costs money and blaming everyone else that it's expensive. I understand it's a necessary luxury but it technically is a luxury. There's a reason only very rich non jews send to private school. |
If you don't feel a duty to the community, don't take my tax money.
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amother
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Today at 3:14 pm
amother Cornsilk wrote: | I'm a teacher, BH last year it didn't matter if I got paid at all (and was paid late etc) this year, if I don't get paid I wouldn't be able to cover my mortgage. So yes the students should have to pay tuition. I cant work for free. And I'm paying FULL tuition for my children. if you're using an "extra" (not sending kids to public school) stop being upset that it costs money and blaming everyone else that it's expensive. I understand it's a necessary luxury but it technically is a luxury. There's a reason only very rich non jews send to private school. |
I am sorry that our system has failed us so completely that even the teachers in our own schools consider Jewish education a luxury, not a basic Jewish necessity.
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