What’s considering normal??

amother

↑ Opal

Today at 4:03 pm

amother Jasmine wrote:

Married a year
From what I can remember off the top of my head
Rent - 2,800
Renters insurance 100
Car- 1100 for both of ours ( finanace+ lease)
Gas - I think 300 we both drive ALOt
Health insurance 1200
Wifi/phone- 75
Life insurance - 800
No idea how much we pay in groceries. For sure 300 including weekly takeout.
DH and I went through a really traumatic event a few months ago and therapy is costing us about 1500 ( we each go separately)
I daven that we can continue to afford therapy ( even if we need to cut down elsewhere) until we are both truly healed

$800
A month for life insurance? Is that for whole life insurance?

amother

↑ Ballota ↓

Today at 4:08 pm

Ok. I can't take it anymore. The title is bothering me. Please can it be corrected?

amother

Chartreuse

Today at 4:21 pm

Ok can some lower income families chime in cuz I am feeling very intimidated!

We make a combined 120K and have 1 child. Married 5 years.

We live simply and mostly paycheck to paycheck.
We do have additional expenses like therapy that add up.

Curious if couples making this much are making ends meet and are able to save.

amother

Trillium

Today at 4:52 pm

amother Apricot wrote:

Our expenses add up to about 3500. One baby
Live in town, cheap rent
Rn I’m not working and we’re living on very little but it’s temporary. Now we’re saving about 700 a month but it used to be more and iyh soon it’ll be again
We use a spreadsheet and enter in all expenses, everything we buy goes in its own category. It automatically does the calculations once we enter in expenses so we can easily see how much we have left in that section to spend
We invest in an account for ourselves, an account for baby, and a Roth.
All cash back from credit cards goes toward vacations

That excel sounds amazing, is it a specific program?

amother

↑ Apricot

Today at 5:22 pm

amother Trillium wrote:

That excel sounds amazing, is it a specific program?

It’s a Google spreadsheet but I’m not sure how my husband set it up to be so cool like that lol
It is amazing and super clear and easy to budget from

amother

Arcticblue

Today at 7:13 pm

amother Chartreuse wrote:

Dh makes $80,000 a year; I make a lot less but varies by the month based on hours worked. Our mortgage is $4000 a month. Our credit card debt is out of control. Kids' tuition goes straight to credit card.
Does that make you feel better?

amother

↑ OP ↓

Today at 7:22 pm

amother Arcticblue wrote:

I’m so sorry…I daven Hashem should bless you with parnassa and help you so soon. It’s so so hard, hugs.

amother

↑ Oleander

Today at 7:28 pm

I’m the one who makes combined income of 270k a year. If it makes anyone feel better, I have around 60k in student debt. Didn’t include payments in monthly expenses.

amother

↑ Ballota

Today at 8:26 pm

amother Oleander wrote:

I’m the one who makes combined income of 270k a year. If it makes anyone feel better, I have around 60k in student debt. Didn’t include payments in monthly expenses.

I know this message was meant to be kind, but I don't think it made the people toure addressing feel better....

amother

↑ OP

Today at 8:28 pm

amother Oleander wrote:

I’m the one who makes combined income of 270k a year. If it makes anyone feel better, I have around 60k in student debt. Didn’t include payments in monthly expenses.

What’s your occupation?