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Forum
-> Household Management
-> Finances
amother
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 Today at 4:03 pm
| amother Jasmine wrote: | Married a year
From what I can remember off the top of my head
Rent - 2,800
Renters insurance 100
Car- 1100 for both of ours ( finanace+ lease)
Gas - I think 300 we both drive ALOt
Health insurance 1200
Wifi/phone- 75
Life insurance - 800
No idea how much we pay in groceries. For sure 300 including weekly takeout.
DH and I went through a really traumatic event a few months ago and therapy is costing us about 1500 ( we each go separately)
I daven that we can continue to afford therapy ( even if we need to cut down elsewhere) until we are both truly healed |
$800
A month for life insurance? Is that for whole life insurance?
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amother
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Today at 4:08 pm
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Ok. I can't take it anymore. The title is bothering me. Please can it be corrected?
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amother
Chartreuse
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Today at 4:21 pm
Ok can some lower income families chime in cuz I am feeling very intimidated!
We make a combined 120K and have 1 child. Married 5 years.
We live simply and mostly paycheck to paycheck.
We do have additional expenses like therapy that add up.
Curious if couples making this much are making ends meet and are able to save.
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amother
Trillium
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Today at 4:52 pm
| amother Apricot wrote: | Our expenses add up to about 3500. One baby
Live in town, cheap rent
Rn I’m not working and we’re living on very little but it’s temporary. Now we’re saving about 700 a month but it used to be more and iyh soon it’ll be again
We use a spreadsheet and enter in all expenses, everything we buy goes in its own category. It automatically does the calculations once we enter in expenses so we can easily see how much we have left in that section to spend
We invest in an account for ourselves, an account for baby, and a Roth.
All cash back from credit cards goes toward vacations |
That excel sounds amazing, is it a specific program?
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amother
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Today at 5:22 pm
It’s a Google spreadsheet but I’m not sure how my husband set it up to be so cool like that lol
It is amazing and super clear and easy to budget from
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amother
Arcticblue
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Today at 7:13 pm
| amother Chartreuse wrote: | Ok can some lower income families chime in cuz I am feeling very intimidated!
We make a combined 120K and have 1 child. Married 5 years.
We live simply and mostly paycheck to paycheck.
We do have additional expenses like therapy that add up.
Curious if couples making this much are making ends meet and are able to save. |
Dh makes $80,000 a year; I make a lot less but varies by the month based on hours worked. Our mortgage is $4000 a month. Our credit card debt is out of control. Kids' tuition goes straight to credit card.
Does that make you feel better?
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amother
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Today at 7:22 pm
| amother Arcticblue wrote: | Dh makes $80,000 a year; I make a lot less but varies by the month based on hours worked. Our mortgage is $4000 a month. Our credit card debt is out of control. Kids' tuition goes straight to credit card.
Does that make you feel better? |
I’m so sorry…I daven Hashem should bless you with parnassa and help you so soon. It’s so so hard, hugs.
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amother
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Today at 7:28 pm
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I’m the one who makes combined income of 270k a year. If it makes anyone feel better, I have around 60k in student debt. Didn’t include payments in monthly expenses.
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amother
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Today at 8:26 pm
| amother Oleander wrote: | | I’m the one who makes combined income of 270k a year. If it makes anyone feel better, I have around 60k in student debt. Didn’t include payments in monthly expenses. | I know this message was meant to be kind, but I don't think it made the people toure addressing feel better....
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amother
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Today at 8:28 pm
| amother Oleander wrote: | | I’m the one who makes combined income of 270k a year. If it makes anyone feel better, I have around 60k in student debt. Didn’t include payments in monthly expenses. |
What’s your occupation?
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amother
Stone
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Today at 9:27 pm
Our income is about 6k a month. 2 kids
Rent: $1600
Utilities: $200
Cars: (we own) $350 insurance and gas
Childcare: $1,000
Groceries: average $600
Phones: $60
We are on jerseycare and we get a decent amount of food from wic
Total expenses around 4k a month
Baruch Hashem we have enough each month, but our expenses are going to grow insane as our kids get older/ we grow our family...especially once tuition starts
No idea how we will ever buy a house
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amother
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Today at 9:30 pm
| amother Stone wrote: | Our income is about 6k a month. 2 kids
Rent: $1600
Utilities: $200
Cars: (we own) $350 insurance and gas
Childcare: $1,000
Groceries: average $600
Phones: $60
We are on jerseycare and we get a decent amount of food from wic
Total expenses around 4k a month
Baruch Hashem we have enough each month, but our expenses are going to grow insane as our kids get older/ we grow our family...especially once tuition starts
No idea how we will ever buy a house |
Thank you for this! I wish you hatzlacha in the future with all your expenses. I am curious how you spend $600 a month on groceries. What do you have for dinners and what’s your shabbosim like? Our biggest bill is groceries and trying so hard to get it lower….
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