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How to survive with 1 parent in school?



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amother
OP  


 

Post Yesterday at 9:45 am
I'm planning to go back to school full time soon and am wondering if it's possible to survive with just DH's salary? We are 2 adults and 1 toddler.

With my work, we make just enough to cover expenses and to save a little bit BH, but if I were to quit, is there any kind of govt assistance out there for students with families? Not familiar with any kind of programs.

I'm in the US but not in NY/NJ for reference.

ETA: Also, am I crazy? This makes me feel very self-indulgent for some reason. But maybe that's for the Emotional Health forum Wink
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amother
Aqua


 

Post Yesterday at 9:49 am
So question. 1: will it dip your income enough to make you eligible for govt programs?
2: apply for Fafsa. We got some low rate loans through fafsa that we are now repaying.
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amother
  OP


 

Post Yesterday at 9:51 am
amother Aqua wrote:
So question. 1: will it dip your income enough to make you eligible for govt programs?
2: apply for Fafsa. We got some low rate loans through fafsa that we are now repaying.

I actually went onto my state's snap website and without my income, we'd be eligible for around $650. Is that good?

I did register on FAFSA. Waiting for them to approve my account.
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amother
Arcticblue


 

Post Yesterday at 10:12 am
I went back to school this year. I took FAFSA loans to cover tuition. I think you can apply for additional loans for other expenses. I got a paid internship job which covers something and yes, we are barely pulling through. But I know its just temporary.
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amother
Bottlebrush


 

Post Yesterday at 1:10 pm
If you're going back to school for financial reasons, people take student loans to cover their expenses. That's what they're there for.

If the job you going for isn't actually going to be able to pay back the loans, that's something to think about now.
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amother
Ruby


 

Post Yesterday at 1:15 pm
Make sure the field you're going into really has good earning potential and room for growth, and won't just leave you stuck in the lower middle class

And you're probably best off using BC until you graduate. I had a baby in grad school and it was really really difficult
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