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Forum
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Is your jewelry insured?
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| Yes, all of the real jewelry |
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43% |
[ 10 ] |
| Some of my real jewelry |
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8% |
[ 2 ] |
| No, none of my jewelry is insured |
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47% |
[ 11 ] |
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| Total Votes : 23 |
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1ofbillions
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 Today at 10:35 am
I got jewelry worth probably 15 to 20 thousand from my in laws when I got married. They were very generous.
I don’t have insurance and I’m realizing that kinda nuts. I’m curious how common it is to insure jewelry. Also, anyone know how or where I can get it insured in Lakewood?
Thanks!
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amother
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Today at 10:38 am
| 1ofbillions wrote: | I got jewelry worth probably 15 to 20 thousand from my in laws when I got married. They were very generous.
I don’t have insurance and I’m realizing that kinda nuts. I’m curious how common it is to insure jewelry. Also, anyone know how or where I can get it insured in Lakewood?
Thanks! |
Of course!! That's the first I did after we got married.
I think it might even be included in our rental insurance as well.
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1ofbillions
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Today at 10:40 am
Oops I messed up when creating the poll. The option to say no didn’t come through. You can like this post to vote that none of your jewelry is insured.
added the option. Love mod
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1ofbillions
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Today at 10:41 am
| amother Ultramarine wrote: | Of course!! That's the first I did after we got married.
I think it might even be included in our rental insurance as well. |
Oh interesting point, I need to look at my rental insurance and see if that’s the case for me. Thanks for the idea!
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amother
Mintcream
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Today at 10:45 am
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My jewelry is included in my renters insurance
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mizle10
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Today at 10:49 am
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I lost my diamond Kallah bracelet and renters insurance pais to replace it
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amother
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Today at 10:56 am
| 1ofbillions wrote: | | Oops I messed up when creating the poll. The option to say no didn’t come through. You can like this post to vote that none of your jewelry is insured. |
I think you can report the post and a mod.can change it
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amother
Hawthorn
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Today at 10:59 am
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My ring has a separate policy, everything else is under home insurance
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simcha12plus
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Today at 11:18 am
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I lost a piece of jewelry worth about $2000. it was itemized in my insurance, but it wasn’t worth the increase in premium to claim it. after that, I decided to stop itemizing. I was paying to insure things that I couldn’t actually claim. ask your insurance agent if it is worth it. If you have a single piece that is worth a significant amount, then it might be worth it. But I don’t think you can insure a pile of jewelry worth 20k as an item.
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helloo26
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Today at 11:28 am
Sure, well worth it.
I had my ring stolen and bought a new one with insurance..
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soproud
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Today at 11:43 am
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How does homeowner/rental insurance coverage help if someone loses/is robbed of an insured item outside the home?
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amother
Birch
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Today at 11:53 am
| soproud wrote: | | How does homeowner/rental insurance coverage help if someone loses/is robbed of an insured item outside the home? |
You usually have to pay extra for this type of coverage, and it might depend on the item
Most insurance (renters or homeowners) policies have limits to fine jewelry, if it’s covered at all, unless you pay extra for additional riders
Personally I found it cheaper to use a different insurance carrier for my jewelry, instead of adding it to my homeowners. All of my jewelry is covered on one policy and includes loss, theft, damage-anywhere
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