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Forum
-> Household Management
-> Finances
amother
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Wed, Dec 25 2024, 8:13 pm
Help! I have to sign my kids up for day camp, but I cant afford it. My husband & I both work full time but we do not make ends meet. Their ages are Nursery through Fifth grade. I dont know what to do because I cant keep them home but cant afford to send them out.
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amother
Goldenrod
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Wed, Dec 25 2024, 8:30 pm
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amother
Taupe
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Wed, Dec 25 2024, 8:33 pm
Same! oldest in sixth grade
prices are exorbitant. I can't get away with backyard camps. And we both need to work.
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amother
Topaz
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Wed, Dec 25 2024, 8:34 pm
Get a 0% interest credit card and come up with a plan to pay it off before the 0% interest term ends?
I’m sorry, this sounds horribly stressful.
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amother
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Wed, Dec 25 2024, 8:58 pm
Yes. This is really stressful. Thanks for ur advice. I may have no choice but to try that & hope for the best.
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amother
Jean
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Thu, Dec 26 2024, 5:29 am
Do the day camps near you offer interest free payment plans? I signed my kids up last week to get the early bird discount and they allow payment plans, so we’re paying a portion each month for the next 7 months. I definitely wouldn’t be able to pull it off if I had to pay all in one shot
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amother
Powderblue
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Thu, Dec 26 2024, 5:38 am
amother Topaz wrote: | Get a 0% interest credit card and come up with a plan to pay it off before the 0% interest term ends?
I’m sorry, this sounds horribly stressful. | This. I actually just opened two interest free cards, Wells Fargo Reflect and US Bank Visa Platinum. They both give you quite a long time to pay up.
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Molly Weasley
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Thu, Dec 26 2024, 5:42 am
amother Jean wrote: | Do the day camps near you offer interest free payment plans? I signed my kids up last week to get the early bird discount and they allow payment plans, so we’re paying a portion each month for the next 7 months. I definitely wouldn’t be able to pull it off if I had to pay all in one shot |
As Jews, payment plans must always be interest-free, unless an external vendor is involved.
A lot of the day camps don't offer payment plans past the beginning of summer because people simply don't pay after summer.
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