Which cc best for travel points?

amother

Tue, Dec 24 2024, 9:32 pm

looking to get a cc that has a hood point system, no or low annual fee
Until now we used a card that gave cash back (1-2%) and put that toward vacation but we want to get more
We travel about once a year, maybe another two night getaway that we’d like to use points for too if possible.
What cards do you recommend? Getting overwhelmed with the options online

amother

Honeydew

Tue, Dec 24 2024, 9:56 pm

I would focus more on the sign up bonus than the points you earn with each purchase. My current cards include:

Chase sapphire preferred - current sign up bonus is 60,000 points if you spend $4,000 in 3 months. All chase sapphire points are worth 1.25 when redeemed for travel so 60,000 points is $750 in travel. Annual fee $95. They also give a $50 hotel credit annually. Everyday points are 3x on dining 2x on travel and 1x on everything else. I opened this card when the sign up bonus offer was 100,000 points.

Capital one venture - current sign up bonus is $75,000 when you spend $4,000 in 3 months (worth $750 in travel credit). 2x points on everything. Covers either global entry/tsa precheck for one person (up to $120) once every 4 years. Annual fee $95.

I also have the Amex blue cash which is cash back (not points) but it’s such a great card so I’m mentioning anyway. $0 annual fee. 3% cash back on groceries 3% cash back on online purchases (includes Amazon etc.) and 3% cash back on gas. The cash back only applies to $6,000 of purchases per each of the three categories.