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Health insurance



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amother
OP


 

Post Thu, Dec 12 2024, 10:15 am
I recently moved to Lakewood and am trying to enroll my family in a private non marketplace health insurance plan for the upcoming year. And my head is spinning. I spoke to two brokers locally and they both threw so much info at me, and I’m just overwhelmed. I have one child that gets therapy through insurance, another with a medical condition and a bunch of healthy kids bh. While they did give me time, in both companies the representatives sounded very young, were not terribly professional and not super knowledgeable about nuances. Which could make a big dif in cost and coverage. Is there a companionate patient broker locally or someone who could really guide me?
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BusyBoys  




 
 
    
 

Post Thu, Dec 12 2024, 10:21 am
Hi,
I dealt with Diamandt and Associates.
The agent I spoke to was super knowledgeable and competent.

I don’t know if they are one the places you reached out to already , just wanted to share my experience
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amother
Daylily


 

Post Thu, Dec 12 2024, 10:22 am
I was super happy with cosmo.

But afaik there are no private policies available that aren't on get covered nj.
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cutewife




 
 
    
 

Post Thu, Dec 12 2024, 10:40 am
Armor Insurance
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  BusyBoys




 
 
    
 

Post Thu, Dec 12 2024, 10:56 am
amother Daylily wrote:
I was super happy with cosmo.

But afaik there are no private policies available that aren't on get covered nj.


There are definitely plans within Horizon for example that have out of state coverage if gotten privately. And that’s not an option through get covered Nj plans.
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amother
Carnation


 

Post Thu, Dec 12 2024, 11:00 am
BusyBoys wrote:
Hi,
I dealt with Diamandt and Associates.
The agent I spoke to was super knowledgeable and competent.

I don’t know if they are one the places you reached out to already , just wanted to share my experience

Another recommendation for Diamant, very happy dealing with them.
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amother
Ecru


 

Post Thu, Dec 12 2024, 11:01 am
BusyBoys wrote:
There are definitely plans within Horizon for example that have out of state coverage if gotten privately. And that’s not an option through get covered Nj plans.

I think only if you get it thru your job!
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