Please share your hacks for saving money

fig

Tue, Dec 03 2024, 12:16 am

wanttobehappy wrote:

It’s def easier to figure out how to make more $$ than how to save. What can u teach art/ baking/ piano/ what can u sell? Solar Panels made out electric be negative some months

LOVE THIS ANSWER!

amother

Dustypink

Tue, Dec 03 2024, 12:44 am

amother Razzmatazz wrote:

This is my hack, it definitely works for me...
.....DONT shop sales
shop what you need, when you need it, keep a proper list.

the best black friday deals are the ones you dont buy....
also shop the grocery with a list, no add ons

Thank you for saying this because I felt so silly that I barely got anything during these sales, just couldn't think of things I needed!

amother

Cobalt

Tue, Dec 03 2024, 1:19 am

Best hack:
When you have the urge to buy something… let it pass! Don’t get it!

If it’s something you really need (vs something you want/ would love to have) it will keep coming back up and when it’s very urgent, then you get it.

amother

Cantaloupe

Tue, Dec 03 2024, 1:40 am

amother White wrote:

If you don't need the chicken, use bones for soup. Just made a huge pot of delicious soup using $1 of chicken bones. And if you do want to eat the chicken but don't like it "soggy" remove it once the soup is flavorful, and bake it uncovered for a bit.
When I'm cooking and baking a lot in disposable pans (let's say for multiple days of yom tov) I reuse them by lining with a piece of foil for the first use(s) for solid food, then the final use is for liquid. Ex: I roast a bunch of different veggies on foil in multiple pans, then store them all in one pan. remove the foil, and use the pans for a roast or for chicken thighs. Or the first use is for challah, etc.

Same

amother

Gold ↓

Wed, Dec 04 2024, 8:29 pm

Wow great tips!

I learned to sew. This way I can shop sales for the kids at the end of season for the following year. I always size up so I can just take in.

Kosher food banks are great, not sure if you have those where you live.

I second walmart+ - a time saver and I don't buy anything I don't need.

But even with these hacks, when we made a budget there was a nice red number at the bottom of the spreadsheet.

I'm currently brainstorming more ways to bring in income, as saving here and there ain't helping.

amother

↑ Taupe

Wed, Dec 04 2024, 8:32 pm

amother Gold wrote:

If you learned to sew maybe take some sewing jobs for extra money

amother

↑ Gold ↓

Wed, Dec 04 2024, 8:36 pm

amother Taupe wrote:

If you learned to sew maybe take some sewing jobs for extra money

lol my mother just suggested that to me, too!

The problem is that my work is not professional enough. I'm totally ok with it for my own kids' clothes, but to take in sewing jobs means a lot more time/effort in getting it done perfectly.

amother

cornflower

Wed, Dec 04 2024, 9:53 pm

amother Gold wrote:

Can you elaborate on kosher food banks?

amother

↑ Gold

Wed, Dec 04 2024, 11:14 pm

In my community there is a kosher food bank/pantry. It has food that stores are giving away/will be expiring soon.

meyerlemon44

Sun, Dec 15 2024, 7:11 pm

wanttobehappy wrote:

It’s def easier to figure out how to make more $$ than how to save. What can u teach art/ baking/ piano/ what can u sell? Solar Panels made out electric be negative some months

Are a lot of people making money on the side doing things like that? I'm not being sarcastic, I'm genuinely asking.

amother

Bisque

Sun, Dec 15 2024, 7:18 pm

meyerlemon44 wrote:

Are a lot of people making money on the side doing things like that? I'm not being sarcastic, I'm genuinely asking.

My husband is in chinuch and has a side business in something similar to the above (as in running a kids activity, don't want to be too specific) and he makes close to $40k a year doing it.

amother

Papayawhip

Sun, Dec 15 2024, 7:26 pm

When DH was in kollel full time and I was getting my doctorate, he had a side business where he made video montages for Simcha’s, dinners, etc. and I gave piano lessons. That was basically how we got by, maybe tapping into your similar skills and talents can bring in extra income as well?

amother

Lemon

Sun, Dec 15 2024, 8:24 pm

Definitely pay down the debt as fast as possible and make that a priority. They’re taking your hard earned income. Shop around for insurance (we saved $750/yr) and change phone plans to something like mint mobile. Ask schools if they can give more of a tuition break if possible.

Next, someone’s got to make more income. Dh take on another job or you need to. Lots of things you can do in your spare time. Also Depending on how old your kids are, they can get a job and pay for their own stuff.