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Forum
-> Household Management
-> Finances
seeker
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 Mon, Sep 30 2024, 11:07 pm
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I passed over a few that required direct deposits to earn a bonus because I didn't want to mess with my existing direct deposit setup at the time. But now I need to set up a new direct deposit so I may as well do it in an account that will give me free money. Can anyone recommend?
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amother
Winterberry
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Tue, Oct 01 2024, 12:55 am
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seeker
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Tue, Oct 01 2024, 11:54 am
Thanks! I don't qualify because I already have a Chase account but maybe that will be helpful to someone else.
Google turned up the following possibilities, wondering if anyone has experience with them:
Huntington perks (400 after 90 days and direct deposit)
Fifth third (375 after 500 in direct deposit)
Citizens (300 for checking with direct deposit and 100 more if you open savings at same time and deposit 100 monthly for 3 months)
Need to look into whether they have fees and if other people had ok experience with them.
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amother
Brown
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Tue, Oct 01 2024, 11:55 am
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Following, but one that does not require direct deposit
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seeker
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Tue, Oct 01 2024, 12:07 pm
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All the ones I've seen do. I think I saw some that just require you to maintain a high balance, which I can't commit to.
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seeker
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Tue, Oct 01 2024, 12:13 pm
Ok this is from Huntington. Meh.
"no monthly maintenance fee when you make $1,000 in total monthly deposits or keep $5,000 in total relationship balances. Otherwise $10 a month"
I mean not crazy but it's a little string attached.
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seeker
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Tue, Oct 01 2024, 12:16 pm
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Fifth third says it's free with no minimum balance
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seeker
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Tue, Oct 01 2024, 12:17 pm
Citizens:
Monthly maintenance fee is $0.00 or $9.99 for One Deposit Checking and $4.99 for One Deposit Savings
Waive the monthly maintenance fee when you make one deposit to each account during each statement period.
FOR ONE DEPOSIT SAVINGS ONLY: You may also maintain a $200 minimum daily balance to waive the monthly maintenance fee. No monthly maintenance fee while you’re under 25 or over 65.
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seeker
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Tue, Oct 01 2024, 12:21 pm
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I'm thinking it's probably worth going with fifth third because even though there's $25 less bonus, I also won't be at risk of forgetting to babysit the account and do all the things and avoid all the fees. Get your direct deposit, collect bonus, and either shut down or sit on it while you're anyway not paying anything.
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seeker
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Tue, Oct 01 2024, 8:55 pm
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Ok, fifth third is not available anywhere near where I live. Next ...
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Einikel
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Tue, Oct 01 2024, 10:26 pm
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I've gotten offers from TD in the past. I wonder if they have anything ongoing now.
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wtvr
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Tue, Oct 01 2024, 11:37 pm
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I think Flagstar is $250 and low minimum balance to waive monthly fee
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amother
Kiwi
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Wed, Oct 02 2024, 12:49 am
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check this website to see if the banks your interested in have a good heter iska....https://www.kfikosher.org/kosher-bank-directory
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seeker
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Wed, Oct 02 2024, 1:11 am
| amother Kiwi wrote: | | check this website to see if the banks your interested in have a good heter iska....https://www.kfikosher.org/kosher-bank-directory |
Oh boy I didn't even think of that, thank you
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