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Forum
-> Household Management
-> Finances
How much is your mortgage?
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| 1,000-2,000 |
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15% |
[ 24 ] |
| 2,000-3,000 |
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32% |
[ 49 ] |
| 3,000-4,000 |
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33% |
[ 51 ] |
| 5,000 and up |
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18% |
[ 29 ] |
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| Total Votes : 153 |
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amother
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 Tue, Aug 20 2024, 7:23 am
I bought in 2016. We got lucky. It’s worth over double now (maybe even triple)
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amother
Mistyrose
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Tue, Aug 20 2024, 7:56 am
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You left out 4000-5000 in the poll.
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amother
Ballota
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Tue, Aug 20 2024, 8:44 am
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$3,450 a month which includes property tax (around 1k per month) our income varies, but it's around 20k a month
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amother
Outerspace
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Tue, Aug 20 2024, 8:58 am
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2750 our income fluctuates from 12-24k. I’m happy it’s not more.
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Raizle
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Tue, Aug 20 2024, 10:10 am
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Are there a bunch of zeros being left off the poll? Those sound like cc debt or personal loans. Not mortgages
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Raizle
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Tue, Aug 20 2024, 10:11 am
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Oh, is the poll for monthly repayments?
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amother
Burgundy
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Tue, Aug 20 2024, 10:25 am
My mortgage + taxes + insurance is about $1,500 a month. (so about 18K a year)
We make combined about $250k a year, but a huge chunk of it goes to tuition (at this point we don't have any tuition breaks as we are trying to pay full tuition if we can)
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amother
Oatmeal
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Tue, Aug 20 2024, 12:11 pm
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$3,500 month, we make around 500-600 a year. Self employed so could be even more this year .
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amother
Aconite
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Tue, Aug 20 2024, 12:16 pm
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About $2k a month, and our monthly net pay is about 9k. But we're paying about 5k a month in tuition, so that's what's killing us.
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amother85
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Tue, Aug 20 2024, 2:08 pm
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Mortgage is 3085. Property tax and insurance are another ~700/month. Take home around $11k (pre-tax around 17k 😞). Very much living paycheque to paycheque.
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amother
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Tue, Aug 20 2024, 2:12 pm
| amother OP wrote: | See poll.
Also, how much do you earn montly? |
Poll has numbers but no unit ($£₪€¥ / month?)
It is recommended to pay 25% - 30% of your income on mortgage/rent, however I believe in the Jewish world and in todays climate, I suspect it is on average 50% for new home buyers at this point.
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amother
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Tue, Aug 20 2024, 2:16 pm
| amother Mocha wrote: | Mortgage is about $4900.
Income is 52k/mth post taxes. |
Can I ask what you do that your income is so high - even post taxes?
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amother
Ginger
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Tue, Aug 20 2024, 2:38 pm
Mortgage is about 3400 including taxes. Have basement tenants that pay 2k including utilities.
Take home pay is about 10k a month. Covering expenses and living comfortably bh now that kids still little. Once they get older may get tighter
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amother
Cornsilk
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Tue, Aug 20 2024, 7:17 pm
about $2100 a month for a 15 year mortgage at 2.5%. Baruch Hashem.
We bring in about $11,000 a month after taxes and deductions.
Mortgage is not our biggest expense. Tuition is. We pay more than double our mortgage in tuition.
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amother
Fern
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Tue, Aug 20 2024, 7:22 pm
Mortgage is $1,900 including taxes and insurance.
Take home pay is $4K per month.
It's finally less than 50% of my net income!
Not easy
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amother
Zinnia
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Tue, Aug 20 2024, 7:23 pm
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Our mortgage just went to 2000 a month. We take home around 8000 a month.
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amother
Molasses
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Tue, Aug 20 2024, 7:26 pm
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amother
Winterberry
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Tue, Aug 20 2024, 7:35 pm
Mortgage $4300. Take home about 20k a month bh.
Tuition is higher than the mortgage per month. Bh we bought when we were young and my house has tripled in value.
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