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How to stop spending credit



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amother
OP


 

Post Thu, Jul 04 2024, 3:00 am
When 0 $ in the account for 1.5 weeks. Happens pretty often and can’t get a job at the moment because with kids Boruch Hashem.
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amother
Floralwhite


 

Post Thu, Jul 04 2024, 9:36 am
There are jobs you can do from
Home with kids. There are jobs you can do at night when they sleep. I hope you find some way to bring money in asap
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amother
Nasturtium


 

Post Thu, Jul 04 2024, 9:37 am
Plenty of people with kids work
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amother
cornflower


 

Post Thu, Jul 04 2024, 9:46 am
Sorry but get a job. I am working today. Yes it is July 4th. A legal holiday. But I don't get off. I have to be able to provide for my family. They need to eat. I work full time. We are in a financial struggle and I need to work.
Having kids is not an excuse why you can't work.

While you are looking for work- don't spend. Go to tomchei and see if they can get you an emergency food box. Cook from your pantry. If you don't have it then do without.
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amother
Firebrick


 

Post Thu, Jul 04 2024, 9:51 am
We got rid of credit cards. You can't spend what you don't have.
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happy7




 
 
    
 

Post Thu, Jul 04 2024, 9:57 am
we don’t have credit cards.

every once in a while, I feel bad that we aren’t earning points.
but not bad enough.
we ONLY spend what we have.
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Elfrida




 
 
    
 

Post Thu, Jul 04 2024, 11:20 am
Getting a job is good advice, but with children home over the summer may not be practical. It could be that child care would cost more than she is earning initially. This is a good time to look at her skills and start looking for jobs for September.

In the meantime, if she is home with her children, maybe add a few more children to the mix and charge for babysitting/ childcare. On a drop in basis over the summer, charging per hour or per day, this could generate a fair income.

In the meantime, it's time to live out of the pantry until some more money comes in. Eat what's available, without buying extras.
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