PSA credit card warranties

amother

Mon, Nov 11 2024, 4:26 pm

Please don't crucify posters due to your ignorance and lack of education when it comes to credit card benefits.

Buyer protection: when there's account fraud, credit cards will protect you and give your money back.

Credit card dispute resolution: when the seller doesn't honor their return policy or sells you a defective item or engages in shady seller actions. Credit cards will get your money back from them. This does go against the seller.

Extended warranty: when something breaks (often for any reason at all) and it's not covered by the seller, the credit card will cover it. Has nothing to do with the seller or a dispute. Some policies are so liberal that you can wear something for 10 years and return it to the credit card and they don't care. It's part of their policy benefits. Some Amex cards are like this.

You're welcome.