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Medical bill sent to collections



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amother
OP  


 

Post Yesterday at 11:50 pm
After I had my baby I received a bill from the hospital for around $500. I thought wth, my primary and secondary insurance just paid you like 30k! And basically ignored it. Now 18 mos later I get a letter from a collections agency for payment. What do I do? I’m in NY for reference.
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amother
Brunette  


 

Post Yesterday at 11:51 pm
Medical insurance doesn’t always pay everything

You have to pay it or they’ll be coming to collect it and it’ll affect your credit
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amother
Arcticblue


 

Post Yesterday at 11:53 pm
You can probably bargain with them and get it lowered - particularly if you pay it in one shot.
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amother
  OP  


 

Post Yesterday at 11:54 pm
amother Brunette wrote:
Medical insurance doesn’t always pay everything

You have to pay it or they’ll be coming to collect it and it’ll affect your credit
I thought in NY it can’t impact your credit, can it?
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amother
  Brunette


 

Post Today at 12:00 am
amother OP wrote:
I thought in NY it can’t impact your credit, can it?


I just looked it up and the governor signed a bill and medical debt no longer impacts credit, you’re right.
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amother
  OP


 

Post Today at 12:02 am
So what happens if I don’t pay it? Will they give up eventually or they can take me to court? Google isn’t helpful. I really can’t afford $500 now Crying . Also I was planning to go off bc next month and now I’m second guessing that decision…
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