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-> Household Management
-> Finances
amother
OP
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Mon, Oct 28 2024, 1:51 pm
Has anyone taken out an auto loan recently and can recommend which company can give the best rate? (I have excellent credit bH.)
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amother
Amethyst
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Mon, Oct 28 2024, 2:36 pm
Depends on the car you are getting. For example, I just got a 2025 Audi Q7 and through Audi financial, my interest rate was 3.99%. My daughter got a 2025 mini cooper and through their financing, her rate is 1.99%. We went into Mercedes and their interest rates were between 6-7%. My credit is 852, for reference.
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amother
Poppy
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Mon, Oct 28 2024, 2:45 pm
amother Amethyst wrote: | Depends on the car you are getting. For example, I just got a 2025 Audi Q7 and through Audi financial, my interest rate was 3.99%. My daughter got a 2025 mini cooper and through their financing, her rate is 1.99%. We went into Mercedes and their interest rates were between 6-7%. My credit is 852, for reference. |
I got my Mercedes at a 2.59% rate, they originally quoted much higher but Chase offered a loan at that rate and the lender (BOA) matched it (though I wish I used Chase anyways just so all my payments are in one place)
So helps to shop around a little
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