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Forum
-> Inquiries & Offers
-> New York related Inquiries
amother
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 Tue, Jul 30 2024, 6:50 pm
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Anyone here experienced with insurance that would be able to answer a general question?
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amother
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Tue, Jul 30 2024, 6:51 pm
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can try, only experienced in that we've used the marketplace bh
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amother
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Tue, Jul 30 2024, 7:06 pm
Enrollment doesn’t open until November but I did get a quote and it’s too late now to get an email back from her, so wondering if you can answer. Say for example my husband and I get into a plan with a total deductible of 10k. My husband b”H doesn’t end up using the insurance but I do. Is my deductible gonna be 10k or 5k? Meaning, if one person uses the insurance does said person have to use the entire deductible before insurance pays?
Hope I’m clear
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amother
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Tue, Jul 30 2024, 7:12 pm
| amother OP wrote: | Enrollment doesn’t open until November but I did get a quote and it’s too late now to get an email back from her, so wondering if you can answer. Say for example my husband and I get into a plan with a total deductible of 10k. My husband b”H doesn’t end up using the insurance but I do. Is my deductible gonna be 10k or 5k? Meaning, if one person uses the insurance does said person have to use the entire deductible before insurance pays?
Hope I’m clear |
I think you need to see if deductible is per person or per plan. if for the plan, then it's $10,000 total regardless of by whom. I could be wrong. just what it sounds like.
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amother
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Tue, Jul 30 2024, 7:14 pm
| amother Buttercup wrote: | | I think you need to see if deductible is per person or per plan. if for the plan, then it's $10,000 total regardless of by whom. I could be wrong. just what it sounds like. |
Okay thanks
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