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Forum
-> Household Management
-> Finances
amother
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 Thu, May 30 2024, 5:37 pm
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I have around $ 25,000 in the bank. I don't need the money now but do need it to be available so can't put it into a cd/other investments.... I'd like to at least put it wherever it can earn the most interest.... Any ideas?
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BeingBee
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Thu, May 30 2024, 5:58 pm
CIT Bank has a 5.1% ( or around that) interest rate in their high yield savings account.
It’s easy to set the account up, deposit money and withdraw it.
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amother
Ecru
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Thu, May 30 2024, 6:06 pm
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I have mine in capital one
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amother
Amethyst
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Thu, May 30 2024, 6:20 pm
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amother
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Thu, May 30 2024, 6:26 pm
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Ally bank. I used to keep my money in capital one. I switched to Ally bank and I earn much more money by Ally.
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boysrus
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Thu, May 30 2024, 7:43 pm
CIT is 5% interest rate
marcus is 4.40% interest rate
ally bank is 4.2% interest rate.
synchrony bank is 4.75% interest rate
capital one is 4.25%
go with CIT! I have had an account there for about a year, its been smooth sailing BH. invest your 25k and watch it grow iYH...
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amother
Tan
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Thu, May 30 2024, 7:48 pm
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I use SoFi which is at 4.6%
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amother
Crystal
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Thu, May 30 2024, 7:50 pm
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Israel bonds!!! 6% interest rate for a 25k investment. You get paid twice a year.
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amother
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Thu, May 30 2024, 8:00 pm
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Thanks so much! This was really helpful
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amother
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Thu, May 30 2024, 8:08 pm
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Would the comments still stand for 11k? Sitting in savings but scared to use it if Chas vshalom we need it
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amother
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Thu, May 30 2024, 8:10 pm
| amother Denim wrote: | | Would the comments still stand for 11k? Sitting in savings but scared to use it if Chas vshalom we need it |
Yes, capital one and lending club good for this
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amother
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Thu, May 30 2024, 8:13 pm
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Also are I bonds similar in interest to savings? CDs?
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amother
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Thu, May 30 2024, 8:15 pm
Lending club is 5%
Capital one is 5% if doing a CD which may not work if you need money before 11 months
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amother
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Thu, May 30 2024, 8:26 pm
| amother Denim wrote: | | Also are I bonds similar in interest to savings? CDs? |
You have to check the current rates and keep checking every 3 months
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amother
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Thu, May 30 2024, 8:32 pm
For sure you can do cit. I did for 10k and have transferred in and out already very easily
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amother
Apricot
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Thu, May 30 2024, 8:53 pm
I have money in CIT.
Does anyone know which bank is good nowadays for kids accounts?
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amother
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Thu, May 30 2024, 9:16 pm
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My kids account in by capital one
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amother
Lilac
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Thu, May 30 2024, 10:20 pm
| amother Crystal wrote: | | Israel bonds!!! 6% interest rate for a 25k investment. You get paid twice a year. |
Where can I purchase Israel bonds? I'm in New York.
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