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| amother |
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Amother


Joined: Aug 08 2004 Posts: 6128423 Location: You cannot PM me. It wont go through.
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Posted: Mon, Mar 08 2010, 12:46 pm Post subject: Need wisdom teeth pulled no dental insurance |
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Does it pay for me to sign up for a dental plan to get two teeth pulled? I understand that it would cost be about $1500 to pay out of pocket, will a dental plan cover this, and if yes, which plan?
I am desperate I am in agony.
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| bluebird |
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Gold Member


Joined: Aug 20 2007 Posts: 1308
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Posted: Mon, Mar 08 2010, 12:54 pm Post subject: re: Need wisdom teeth pulled no dental insurance |
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| I'm sorry but I don't have any advice on insurance. However, some areas have dental clinics that are free or charge based on a sliding scale. I would urge you to explore this possibility. If you post where you live someone from here might be able to recommend a clinic.
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| amother |
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Amother


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Posted: Mon, Mar 08 2010, 12:56 pm Post subject: re: Need wisdom teeth pulled no dental insurance |
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I am in Lakewood the only clinic is Chemed and they won't take new patients and they don't have an oral surgeon anyways .
Anyone have any ideas?
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| LoveMy2Kids |
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Executive Member


Joined: Nov 23 2005 Posts: 312
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Posted: Mon, Mar 08 2010, 12:57 pm Post subject: re: Need wisdom teeth pulled no dental insurance |
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| Double check you health insurance. My wisdom teeth were impacted, so my health insurance covered all of it.
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| Cookies n Cream |
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Platinum Member


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Posted: Mon, Mar 08 2010, 12:59 pm Post subject: re: Need wisdom teeth pulled no dental insurance |
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Dr. Hertz on Ocean and Kings Hwy charged 550 a teeth last time I was there so ya I guess its about 11-1200$.
The thing is that most dental plans that I know will only pay UP to a certain amount (1000$ a year?)
You have to decide if it's even worth it to pay the premiums and then you'll still have to pay for any work over that amount.
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| chocolate moose |
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Joined: Jan 01 2006 Posts: 48156
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Posted: Mon, Mar 08 2010, 1:26 pm Post subject: |
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| Some dental plans make you WAIT for service, too. You don't want that.
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| TriesToBePerfectMom |
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Executive Member


Joined: Nov 19 2009 Posts: 253
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Posted: Mon, Mar 08 2010, 1:29 pm Post subject: re: Need wisdom teeth pulled no dental insurance |
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| Go to Israel and get your dental work done there! Last year, my husband needed a root canal and crown done. We got an estimate of 2000 dollars. He bought a plane ticket for 1000 (needed to go visit his parents anyway) and got all his dental work done for $250.00!!!
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Amother


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Posted: Mon, Mar 08 2010, 1:30 pm Post subject: Re: re: Need wisdom teeth pulled no dental insurance |
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| TriesToBePerfectMom wrote: | | Go to Israel and get your dental work done there! Last year, my husband needed a root canal and crown done. We got an estimate of 2000 dollars. He bought a plane ticket for 1000 (needed to go visit his parents anyway) and got all his dental work done for $250.00!!! |
That is too funny!! How did he know the dentist was good. Truth is, if its $1500 I can go to Israel for that price. Now you are making me want to find a better option even more.
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| DefyGravity |
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Moderator


Joined: Dec 26 2005 Age: 33 Posts: 11430
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Posted: Mon, Mar 08 2010, 1:33 pm Post subject: |
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| Did you check into any dental schools? My friend had hers taken out at a dental school in Baltimore. DH had his taken out recently - we had dental insurance and it was still expensive. One tooth wasn't even covered.
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| GetReal |
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Joined: May 20 2007 Posts: 2840
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Posted: Mon, Mar 08 2010, 2:13 pm Post subject: re: Need wisdom teeth pulled no dental insurance |
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| My wisdom teeth were also covered by my health insurance.
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| Cookies n Cream |
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Platinum Member


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Posted: Mon, Mar 08 2010, 2:16 pm Post subject: Re: re: Need wisdom teeth pulled no dental insurance |
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| GetReal wrote: | | My wisdom teeth were also covered by my health insurance. |
Do you have Medicaid or dental insurance?
ALso, sometimes if it's done a certain way, some insurances will cover it as it is considered a surgical procedure.
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| WriterMom |
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Diamond Member


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Posted: Mon, Mar 08 2010, 2:18 pm Post subject: re: Need wisdom teeth pulled no dental insurance |
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| Our dental plan doesn't cover preventative wisdom tooth extractions ("it might lead to problems down the road") but does if it's become a medical problem. Mine were suspected of causing migraines, so I got a doctor's note to that effect and it was 80% covered. So it's important to determine if you can get such a letter (sounds like you should qualify) and if that makes a difference in terms of coverage, for the plan you're looking at.
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| WriterMom |
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Posted: Mon, Mar 08 2010, 2:28 pm Post subject: Re: re: Need wisdom teeth pulled no dental insurance |
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| Cookies n Cream wrote: | | GetReal wrote: | | My wisdom teeth were also covered by my health insurance. |
Do you have Medicaid or dental insurance?
ALso, sometimes if it's done a certain way, some insurances will cover it as it is considered a surgical procedure. |
Good point - my cousin in Montreal found out that government healthcare will not pay for it if it's done in a dental office with local anesthetic, but will if it's done with IV anesthetic in a clinic or hospital. So guess where she had it done? Silly rule, it costs the system more that way ...
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| amother |
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Amother


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Posted: Mon, Mar 08 2010, 2:33 pm Post subject: re: Need wisdom teeth pulled no dental insurance |
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OP I do have medicaid here in NJ .
How can I get them to cover it?
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| Cookies n Cream |
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Posted: Mon, Mar 08 2010, 2:36 pm Post subject: re: Need wisdom teeth pulled no dental insurance |
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| Do you have Americhoice? What health plan under MCD?
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| amother |
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Amother


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Posted: Mon, Mar 08 2010, 2:38 pm Post subject: re: Need wisdom teeth pulled no dental insurance |
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| Yup Americhoice NJ
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| Cookies n Cream |
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Platinum Member


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Posted: Mon, Mar 08 2010, 2:39 pm Post subject: re: Need wisdom teeth pulled no dental insurance |
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Americhoice covers it.
You just need to find an oral surgeon that accepts Americhoice.
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| amother |
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Amother


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Posted: Mon, Mar 08 2010, 2:40 pm Post subject: re: Need wisdom teeth pulled no dental insurance |
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| Americhoice NY covers it, not Americhoice NJ
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| amother |
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Amother


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Posted: Mon, Mar 08 2010, 2:47 pm Post subject: re: Need wisdom teeth pulled no dental insurance |
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| NJ Americhoice only covers it if you are pregnant
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| Cookies n Cream |
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Platinum Member


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Posted: Mon, Mar 08 2010, 2:48 pm Post subject: re: Need wisdom teeth pulled no dental insurance |
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| Oh, I am sorry for the misinformation. I asssumed that if ACNY covers it, ACNJ also does.
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